Long term care insurance is often called nursing home avoidance insurance. I bought my policy nearly 6 years ago and I am still asked the question, “when is the best time to purchase long term care insurance?” I may be alone in my thinking but it’s my opinion that the time to purchase long term care insurance when you are young, healthy and can afford the premium for the rest of your life. Long term care is just a subject many people choose to ignore, however we are ALL going to need care when we’re older. I rather have a choice about my care than to have it decided for me.
