Cost of Care Category

Costs of careCosts of Care – Individuals and family are shocked when they realize needed care is not reimbursed by Medicare or private insurance.  The care most beneficial to older adults as they age is care paid for privately to support ongoing independence.  Government programs, like Medicaid, do exist.  How will you or your loved ones pay for care?  What options are available?

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The Hidden Costs Of Free ServicesEver wonder how a service that touts itself as “FREE” can operate if it doesn’t charge the client a fee? I was recently working with a client on the subject of medical and legal issues. She told me she had consulted with a placement agency who recommended several retirement communities her mother. The places recommended offered appropriate care and had good reputations, however there were two other excellent residences right in this woman’s neighborhood that were neither recommended nor mentioned to her.  I suspect that the smaller, local residences could not afford or did not wish to pay the fee that was required to be on the referral list of the placement company offering the FREE service.

Procrastination Is ExpensiveA client I met decided to support her mother, Eleanore, by inviting her to live in the basement apartment of the home she shared with her husband and two children.  When Eleanore first moved in six months earlier she was fairly able to take care of all of her own needs.  Unexpectedly, Eleanore fell and fractured her pelvis and several vertebrae in her back.  The fall resulted in a hospital stay and two months of rehabilitation at a local nursing facility.

 

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Home Care Vs. Assisted LivingHow much is too much to pay for care?  For some older adults paying for care is a “no go”.  When care is needed, adult children are not always a practical or realistic option.

The Realities Of MedicaidMedicaid has strict qualifications.  Failing to plan ahead, when money is not available to pay for care, can be disastrous.

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Importance Of Vaccinations And ImmunizationsInterview with Joni Reynolds, Director for the Colorado Immunization Program, Colorado State Health Department
(podcast 8:34 playing time)
Click the Play button below to listen:

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