Continuing the previous conversation about the partnership program, I was asked by a woman who felt that the government, not she, should pay for long term care. Forty percent of the population believes that Medicare pays for long term care. It doesn’t. Medicare pays for hospitalization, skilled services and physician’s services. It is a system already overburdened because Americans are living longer and living longer unhealthy. We’ve created the monster by prolonging life and consumers expect the government to pay. It’s not really the government that’s paying; it’s your family, your friends, your neighbors and thousands of other Americans that pay through income taxes. Why not push responsibility back to the consumer? After all, the government doesn’t pay for our car insurance, life insurance, or home insurance. Why should it pay for long term care?