Ever tried to figure out the differences between the different Medicare plans?  Medicare is available to persons 65 years of age or greater.  Part A is considered “hospital coverage” and pays expenses related to hospitalization.  Part B is coverage for “physician’s services”.  This also covers lab expenses, home health care and outpatient hospital treatment.  This is an optional part of Medicare that has a separate monthly premium but is highly recommended.  Medicare Part D is “prescription drug coverage”.   These descriptions are just the beginning in working with Medicare.  There are also Medicare Advantage plans and gap plans that offer different coverage.

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