Cost of Care Category
Costs of Care – Individuals and family are shocked when they realize needed care is not reimbursed by Medicare or private insurance. The care most beneficial to older adults as they age is care paid for privately to support ongoing independence. Government programs, like Medicaid, do exist. How will you or your loved ones pay for care? What options are available?
Articles On The Website Library
Check out articles by Pamela written especially for family caregivers.
Average Cost of In Home Care for the Elderly
The average cost of in-home care for the elderly is a topic of concern for caregivers and elderly adults. Elderly parents and loved ones want to stay at home. This desire can be supported by providing in-home care for elderly parents by family members or paid caregivers. The average cost of in-...
Medicaid and Financial Abuse
Interview with Donald D. Vanarelli, Attorney, Westfield N.J. (podcast 12:46 playing time) Click the Play button below to listen: ...
The Cost of Waiting to Purchase Long Term Care Insurance
As I say frequently about an intention to purchase long term care insurance, sometimes it is just too late. I met with a married couple who were interested in long term care insurance but were well aware that together, they could only afford a premium of $3,000 per month. They mentioned ...
Long Term Care Planning – It’s Never Too Early but It Can Be too Late
Long term care no longer means nursing home care. How to ensure you receive care where and when it is needed. ...
The Realities of Medicaid
Medicaid has strict qualifications. Failing to plan ahead, when money is not available to pay for care, can be disastrous....
Home Care Versus Assisted Living How Much is Too Much
How much is too much to pay for care? For some older adults paying for care is a “no go”. When care is needed, adult children are not always a practical or realistic option....
Consumers Skimping on Health Care Due to Economic Woes
Pamela D. Wilson, CSA, MS, BS/BA, CG Recent economic woes have found many Americans postponing health care. For those laid off or unemployed the situation is even more serious because they lack health care insurance for even basic needs. Many small companies have never been able to affor...
Angry about Medicaid? It’s Time to Face Reality
Pamela D. Wilson, CSA, MS, BS/BA, CG In recent months I’ve met with an increasing number of families trying to figure out how to access long term care for their parents. The challenge for most is that they never for a moment considered that they would have to pay for care; they simply as...
Procrastination is Expensive
A client I met decided to support her mother, Eleanore, by inviting her to live in the basement apartment of the home she shared with her husband and two children. When Eleanore first moved in six months earlier she was fairly able to take care of all of her own needs. Unexpectedly, Eleanor...
Caregiving Controversy: The Hidden Costs of FREE Services
By Pamela D. Wilson, CSA, MS, BS/BA Ever wonder how a service that touts itself as “FREE” can operate if it doesn’t charge the client a fee? I was recently working with a client on the subject of medical and legal issues. She told me she had consulted with a placement agency who recomm...
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