Some children plan ahead in caring for their parents by purchasing long term care insurance. Knowing that their parents will not have enough retirement income to withstand the expense of health issues, buying a long term care plan will ensure available care and also protect the resources and assets of the children. Not to mention the dignity of parents who would have children bathing and diapering them. Not to mention the stress caring for parents places on marriages, children and employment. Talk to your parents about long term care planning early so it doesn’t become an issue that affects you later.